AMI Tool Insurance โ€” Independent Guide

How AMI Insurance's tool cover works in New Zealand โ€” features, limits and where it sits versus broker-placed alternatives.

Note: First Commercial Insurance Brokers (FSP748591) does not currently place AMI tool insurance โ€” this page is an independent guide to AMI's product. For a tailored quote from FCIB's commercial panel (NZI / QBE / AIG / Zurich / Delta / Dual NZ), get in touch.

About AMI's Tool Insurance Product

An overview of AMI Insurance's tool cover for New Zealand tradies.

Kiwi Owned

100% New Zealand owned and operated, understanding local needs.

Great Value

Competitive premiums starting.

Online Claims

Easy online claims process with phone support when needed.

Proven Track Record

130+ years of insurance experience in New Zealand.

AMI Tool Insurance Features

Theft & Burglary Cover

Comprehensive protection against theft from vehicles, premises, and job sites.

Accidental Damage

Coverage for accidental damage, fire, and weather-related damage.

Up to $75,000 Cover

Generous coverage limits suitable for most trades and businesses.

Flexible Excess

Choose your excess level to balance premium costs with out-of-pocket expenses.

AMI Insurance โ€” Structural Overview

Premium Quoted per application
Maximum coverage Set per application
Excess Variable โ€” pick at quote time
Claims handling Per insurer process

Often a fit for: Cost-conscious sole traders looking for tool cover via a contents-policy extension from an established New Zealand brand.

Get a Tailored Tool Insurance Quote

FCIB does not place AMI tool insurance. For a tailored quote from FCIB's commercial panel (NZI / QBE / AIG / Zurich / Delta / Dual NZ), use the form below.

Get a Tailored Quote from FCIB

Answer a few quick questions and we'll match you with insurers that cover your trade and tool value. About 3 minutes โ€” no obligation.

Start My Free Quote

Free service ยท No obligation ยท Compare NZ insurers