Tool Insurance for Tradies in New Zealand

Protect your livelihood with comprehensive tool insurance designed specifically for New Zealand tradies. Coverage starts.

Why Tradies Need Tool Insurance

Your tools are your livelihood. Don't let theft or damage put you out of business.

High Theft Risk

Tools are stolen from vehicles and worksites daily across NZ. Tradies are prime targets.

Expensive Replacement

Quality trade tools cost thousands. A single theft can cost more than years of insurance premiums.

Lost Income

Without tools, you can't work. Insurance covers replacement costs and temporary hire equipment.

Peace of Mind

Focus on your work knowing your investment is protected. Insurance gives you confidence and security.

What's Covered for Tradies

Hand Tools

Hammers, screwdrivers, spanners, pliers, and all your essential hand tools.

Power Tools

Drills, saws, grinders, nail guns, and all electrical trade equipment.

Toolboxes & Storage

Toolboxes, tool bags, and storage solutions that keep your tools organized.

Ladders & Equipment

Ladders, scaffolding, safety equipment, and specialized trade machinery.

Theft from Vehicles

Coverage when tools are stolen from your work van, ute, or trailer.

Tradie tools and equipment

Coverage by Trade

Specialized coverage options for different trades and professions

Electricians

  • • Multimeters & test equipment
  • • Cable pulling systems
  • • Power tools & drills
  • • Electrical hand tools
  • • Safety equipment
Electrician Insurance →

Plumbers

  • • Pipe cutting & threading tools
  • • Drain cleaning equipment
  • • Water pumps & pressure tools
  • • Soldering & welding gear
  • • Inspection cameras
Plumber Insurance →

Builders

  • • Framing & carpentry tools
  • • Concrete & masonry equipment
  • • Measuring & leveling tools
  • • Safety harnesses & gear
  • • Heavy machinery
Builder Insurance →

Tool Insurance Pricing for Tradies

Affordable protection that costs less than you think

Basic Coverage

Premium quoted per application
  • • Sum insured set per application
  • • Theft & damage protection
  • • Basic replacement cover
  • • Standard claims service

Perfect for sole traders with basic tool sets

Most Popular

Professional Coverage

Premium quoted per application
  • • Sum insured set per application
  • • Comprehensive protection
  • • Temporary replacement tools
  • • 24/7 claims support
  • • Public liability add-on

Ideal for established tradies with quality tool sets

Premium Coverage

Premium quoted per application
  • • Sum insured set per application
  • • All risks protection
  • • Business interruption cover
  • • Priority claims service
  • • Worldwide coverage

For contractors with expensive specialized equipment

Get Your Tradie Tool Insurance Quote

Specialized quotes for tradies. Compare coverage from NZ's top providers.

Get Your Tradie Insurance Quote

Answer a few quick questions and we'll match you with insurers that cover your trade and tool value. About 3 minutes — no obligation.

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