Tool Insurance for Electricians in New Zealand

Protect your livelihood with specialized electrical tool insurance. Comprehensive coverage for test equipment, power tools, and electrical components from $35/month.

Why Electricians Need Specialized Tool Insurance

Electrical tools are expensive, specialized, and essential for your safety and livelihood.

Expensive Equipment

Quality test equipment and power tools can cost $10,000+ for a full electrical kit.

High Theft Risk

Electrical tools are prime targets for theft from vehicles and job sites across NZ.

Safety Critical

Damaged test equipment can be dangerous. Insurance covers calibration and replacement.

Business Continuity

Without tools, you can't work. Insurance provides replacement tools while yours are sorted.

What's Covered for Electricians

Test Equipment

Multimeters, insulation testers, loop impedance testers, PAT testers, and oscilloscopes.

Power Tools

Drills, impact drivers, angle grinders, reciprocating saws, and cable pulling systems.

Hand Tools

Wire strippers, crimping tools, pliers, screwdrivers, and electrical hand tools.

Safety Equipment

Voltage detectors, safety locks, protective equipment, and testing leads.

Vehicle Theft Coverage

Tools stolen from your vehicle, van, or trailer with proper security measures.

Electrical testing equipment and tools

Electrician Tool Insurance Pricing

Affordable protection for your electrical equipment

Apprentice Coverage

$30-45/month
  • • Up to $8,000 coverage
  • • Basic electrical tools
  • • Theft & damage protection
  • • Standard claims service

Perfect for apprentices and new electricians

Most Popular

Professional Coverage

$45-75/month
  • • Up to $20,000 coverage
  • • Test equipment included
  • • Comprehensive protection
  • • 24/7 claims support
  • • Temporary replacement tools

Ideal for qualified electricians

Contractor Coverage

$75-120/month
  • • Up to $50,000+ coverage
  • • All electrical equipment
  • • Business interruption cover
  • • Public liability add-on
  • • Priority service

For electrical contractors with extensive equipment

Top Providers for Electrician Tool Insurance

Compare quotes from New Zealand's leading insurers

State Insurance

Comprehensive electrical tool coverage with excellent claims service and competitive rates for qualified electricians.

  • • Up to $100,000 coverage
  • • Test equipment specialist coverage
  • • 24/7 claims hotline
Get State Quote →

Builtin Insurance

Trade specialist insurer with electrical-specific policies and included public liability coverage.

  • • Up to $150,000 coverage
  • • Public liability included
  • • Trade expert claims
Get Builtin Quote →

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