Tool Insurance for Builders in New Zealand

Protect your construction business with comprehensive tool insurance. Coverage for power tools, heavy equipment, and all building tools from $40/month.

Why Builders Need Comprehensive Tool Insurance

Construction sites present unique risks that make tool insurance essential for builders.

High-Value Equipment

Construction tools and machinery can cost $50,000+ for a fully equipped building business.

Site Hazards

Construction sites expose tools to weather, vandalism, fire, and accidental damage.

Project Deadlines

Tool theft or damage can delay projects and cost contracts. Insurance keeps work moving.

Crew Dependence

Your crew relies on proper tools to work safely and efficiently. Insurance ensures continuity.

What's Covered for Builders

Power Tools

Circular saws, nail guns, impact drivers, angle grinders, and all cordless tool systems.

Heavy Equipment

Compactors, concrete mixers, generators, welders, and construction machinery.

Measuring & Leveling

Laser levels, theodolites, measuring wheels, and precision surveying equipment.

Safety Equipment

Scaffolding, safety harnesses, helmets, and fall protection equipment.

Hand Tools & Storage

Hammers, chisels, saws, toolboxes, and all manual construction tools.

Construction tools and building equipment

Coverage by Building Specialization

Tailored coverage for different types of construction work

Residential Builders

  • • Framing & carpentry tools
  • • Roofing equipment
  • • Finishing tools
  • • Insulation equipment
  • • General construction tools
Average monthly premium: $40-70

Commercial Builders

  • • Heavy machinery
  • • Concrete equipment
  • • Steel fabrication tools
  • • Large power tools
  • • Safety systems
Average monthly premium: $80-150

Renovators

  • • Demolition tools
  • • Restoration equipment
  • • Specialty hand tools
  • • Cleaning equipment
  • • Precision tools
Average monthly premium: $35-60

Builder Tool Insurance Pricing

Comprehensive protection for your construction business

Sole Trader Coverage

$40-65/month
  • • Up to $15,000 coverage
  • • Basic construction tools
  • • Theft & damage protection
  • • Standard claims service

Perfect for individual builders and small projects

Most Popular

Building Company

$65-110/month
  • • Up to $40,000 coverage
  • • All construction equipment
  • • Site theft protection
  • • 24/7 claims support
  • • Temporary replacement tools

Ideal for established building companies

Large Contractor

$110-200/month
  • • Up to $100,000+ coverage
  • • Heavy machinery included
  • • Multi-site coverage
  • • Business interruption cover
  • • Priority service

For large construction operations

Get Your Builder Tool Insurance Quote

Specialized quotes for building contractors and construction companies

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