Builtin Tool Insurance — Independent Guide
How Builtin Insurance's trade-specialist tool cover works in New Zealand — features, limits and where it sits versus broker-placed alternatives.
How Builtin Insurance's trade-specialist tool cover works in New Zealand — features, limits and where it sits versus broker-placed alternatives.
Note: First Commercial Insurance Brokers (FSP748591) does not currently place Builtin tool insurance — this page is an independent guide to Builtin's product. For a tailored quote from FCIB's commercial panel (NZI / QBE / AIG / Zurich / Delta / Dual NZ), get in touch.
An overview of Builtin Insurance's trade-specialist tool cover for NZ tradies.
Designed specifically for contractors and trade professionals.
Public liability and business interruption included as standard.
Trade expert claims team who understand your business.
Up to $150,000 tool cover for large contractors and businesses.
All risks cover including theft, damage, fire, flood, and malicious damage.
$1M+ public liability insurance included at no extra cost.
Coverage for lost income while your tools are being replaced.
Hire costs covered for temporary tools while claims are processed.
Often a fit for: Trade-focused operators wanting a specialist insurer that understands their tool list and risk profile.
FCIB does not place Builtin tool insurance. For a tailored quote from FCIB's commercial panel (NZI / QBE / AIG / Zurich / Delta / Dual NZ), use the form below.
Answer a few quick questions and we'll match you with insurers that cover your trade and tool value. About 3 minutes — no obligation.
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