State Tool Insurance — Independent Guide
How State Insurance's tool cover works in New Zealand — features, limits and where it sits versus broker-placed alternatives.
How State Insurance's tool cover works in New Zealand — features, limits and where it sits versus broker-placed alternatives.
Note: First Commercial Insurance Brokers (FSP748591) does not currently place State tool insurance — this page is an independent guide to State's product. For a tailored quote from FCIB's commercial panel (NZI / QBE / AIG / Zurich / Delta / Dual NZ), get in touch.
An overview of State Insurance's tool cover for New Zealand tradies.
160+ years serving New Zealanders with reliable insurance solutions.
Round-the-clock claims support when you need it most.
Great value premiums starting.
Simple online claims process with fast settlements.
Protection against theft from vehicles, worksites, and storage facilities.
Coverage for accidental damage, fire, flood, and malicious damage.
High coverage limits suitable for professional contractors and businesses.
Optional public liability insurance to protect your business operations.
Often a fit for: Sole traders and established tradies looking for tool cover from a mainstream NZ brand with broad branch and claims-channel coverage.
FCIB does not place State tool insurance. For a tailored quote from FCIB's commercial panel (NZI / QBE / AIG / Zurich / Delta / Dual NZ), use the form below.
Answer a few quick questions and we'll match you with insurers that cover your trade and tool value. About 3 minutes — no obligation.
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