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State Tool Insurance

Protect your tools with State Insurance's comprehensive tool cover. Trusted by thousands of Kiwi tradies with competitive rates and 24/7 claims support.

Why Choose State Insurance for Tool Cover?

New Zealand's trusted insurer with over 160 years of experience

Trusted Brand

160+ years serving New Zealanders with reliable insurance solutions.

24/7 Claims

Round-the-clock claims support when you need it most.

Competitive Rates

Great value premiums starting from just $30/month.

Easy Claims

Simple online claims process with fast settlements.

State Insurance Tool Cover Features

Comprehensive Theft Cover

Protection against theft from vehicles, worksites, and storage facilities.

Accidental Damage

Coverage for accidental damage, fire, flood, and malicious damage.

Up to $100,000 Cover

High coverage limits suitable for professional contractors and businesses.

Public Liability Add-on

Optional public liability insurance to protect your business operations.

State Insurance Pricing

Monthly Premium Range $30 - $80
Maximum Coverage $100,000
Excess Options $250 - $1,000
Claims Processing 5-10 days

Best for: Established tradies wanting comprehensive coverage with excellent claims service and brand trust.

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