Protect your woodworking tools with specialized insurance for carpenters and joiners. From hand chisels to workshop machinery - comprehensive coverage from $35/month.
Comprehensive protection for all your woodworking tools and equipment, from traditional hand tools to modern workshop machinery.
Why NZ carpenters choose comprehensive tool coverage
Workshop break-ins, tools left in vehicles overnight, theft from construction sites, and damage from workshop accidents. Proper coverage protects against all these scenarios.
Carpenter tool insurance in New Zealand typically costs $35-85 per month, depending on your tool value and coverage level. Most carpenters with $25,000 worth of tools pay around $55-65 monthly for comprehensive coverage including power tools and workshop equipment.
Carpenter tool insurance covers hand tools (chisels, planes, squares, levels), power tools (circular saws, routers, sanders, drills), specialized equipment (table saws, jointers, planers), and workshop machinery up to agreed limits. Both traditional and modern woodworking tools are included.
Yes, most carpenter tool insurance policies cover theft from workshops, job sites, vehicles, and storage facilities. Workshop coverage may require additional security measures like alarms, security locks, or CCTV systems. Check your policy for specific security requirements.
Yes, high-value consumables like router bits, saw blades, drill bits, and chisel sets are typically covered under carpenter tool insurance. However, there may be limits on individual item values (usually $500-1,000 per item) without specific listing.
Most policies cover accidental damage to tools, including damage from workshop accidents, power surges, fire, and flood. This includes tools damaged while in use, dropped tools, and equipment damaged by other machinery.
Join 3,400+ NZ carpenters who've protected their livelihood with comprehensive tool coverage.
✓ Instant quotes ✓ All NZ insurers ✓ Carpenter specialists ✓ Workshop coverage included