Air Conditioning & Heating Contractor Coverage
Comprehensive insurance coverage for HVAC technicians, refrigeration specialists, and air conditioning contractors. Protect your specialized tools, gauges, and refrigeration equipment.
As an HVAC professional in New Zealand, your specialized tools and equipment represent a significant investment often exceeding $40,000. From vacuum pumps to diagnostic equipment, protecting your tools is crucial for maintaining your air conditioning and refrigeration business.
The HVAC industry in New Zealand is growing rapidly, with increased demand for energy-efficient heating and cooling systems. HVAC technicians face unique risks including tool theft from service vehicles and damage to sensitive electronic equipment, making comprehensive insurance coverage essential.
Comprehensive Protection for Air Conditioning & Refrigeration Professionals
Cover vacuum pumps, manifold gauges, and specialized refrigeration equipment
Protection for leak detectors, thermometers, and system analyzers
Drills, saws, crimpers, and electrical tools fully covered
Tools covered in your service vehicle while traveling to jobs
Recovery units, charging stations, and gas handling equipment
Lifting equipment, ducting tools, and installation machinery
Choose the right coverage for your HVAC business
All plans include:
Common questions about HVAC tool insurance in New Zealand
Our HVAC insurance covers vacuum pumps, manifold gauges, leak detectors, recovery units, thermometers, multimeters, refrigeration tools, power tools, and all specialized HVAC equipment. Coverage includes both hand tools and electronic diagnostic equipment.
Yes, vacuum pumps, recovery units, and refrigerant handling equipment are fully covered including theft, accidental damage, and electronic failure for units under warranty.
Absolutely. Electronic leak detectors, refrigerant identifiers, and gas detection equipment are covered for theft, damage, and calibration costs when required for claims.
Yes, tools are covered in your service vehicle, trailer, or temporary storage while traveling between HVAC installations and service calls. Coverage applies 24/7 across New Zealand.
Professional and Commercial tiers include full coverage for digital manifolds, system analyzers, thermal imaging cameras, and other high-value diagnostic equipment up to policy limits.
For precision instruments, calibration certificates help establish value and condition. We can also accept purchase receipts, service records, or professional valuations for claim processing.
Yes, refrigerant recovery and recycling equipment is covered including portable units, charging stations, and related refrigerant handling tools.
Yes, lifting equipment, duct installation tools, and heavy HVAC installation machinery can be covered under Professional and Commercial policies.
We understand the unique needs of HVAC professionals and the specialized nature of refrigeration and air conditioning equipment. Our policies are designed specifically for heating and cooling contractors.
Modern HVAC work relies heavily on electronic diagnostic equipment. We understand the value and vulnerability of these tools and provide comprehensive coverage for electronic failure and damage.
HVAC work is predominantly mobile, with technicians traveling between residential and commercial sites. Our insurance protects your tools wherever you work across New Zealand.
HVAC emergencies can't wait for insurance claims. Our fast-track service prioritizes getting you back to work quickly with replacement equipment and tools when you need them most.
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