Landscaper Equipment Insurance
Protect Your Business Tools & Equipment
Comprehensive insurance coverage for landscaping contractors, gardeners, and grounds maintenance professionals. Protect your mowers, chainsaws, excavators and valuable equipment.
Protect Your Business Tools & Equipment
Comprehensive insurance coverage for landscaping contractors, gardeners, and grounds maintenance professionals. Protect your mowers, chainsaws, excavators and valuable equipment.
As a professional landscaper in New Zealand, your equipment is the foundation of your business. From commercial mowers to excavators, the average landscaping business has $30,000-$60,000 invested in tools and machinery that need protection from theft, damage, and breakdown.
The landscaping industry in New Zealand generates over $1.2 billion annually, employing thousands of contractors and professionals. With equipment theft affecting 40% of landscaping businesses, comprehensive insurance coverage is essential for protecting your investment and ensuring business continuity.
Comprehensive Protection for Your Equipment
Cover ride-on mowers, commercial mowers, and grass cutting equipment
Protection for chainsaws, hedge trimmers, blowers and cutting tools
Excavators, bobcats, and earth-moving equipment fully covered
Coverage for spades, pruning tools, and specialized gardening equipment
Tools and equipment covered in your trailer or truck while traveling
Year-round coverage for seasonal equipment and storage periods
Choose the right coverage for your landscaping business
All plans include:
Common questions about landscaping equipment insurance in New Zealand
Our landscaper insurance covers mowers, chainsaws, hedge trimmers, blowers, excavators, trailers, hand tools, irrigation equipment, and all professional landscaping equipment. Coverage includes both owned and hired equipment.
Yes, commercial ride-on mowers, zero-turn mowers, and large grass cutting equipment are fully covered for theft, accidental damage, and malicious damage up to policy limits.
Professional and Commercial tiers include coverage for excavators, bobcats, skid steers, and earth-moving equipment. This includes both owned and hired machinery.
Yes, tools and equipment are covered in your trailer, truck, or van while traveling between jobs. Coverage applies 24/7 across New Zealand.
Irrigation systems, pumps, hoses, and watering equipment are covered when they're part of your business operations. Fixed installations may require separate coverage.
Original receipts help expedite claims processing. However, we can accept other proof of ownership like photos, insurance valuations, or supplier invoices for equipment purchases.
Yes, professional chainsaws, pole saws, and cutting equipment are covered for commercial landscaping use, including arborist and tree removal work.
Yes, public liability insurance is available as an add-on and is recommended for landscapers working on client property. This protects against accidental damage to property or injury claims.
We understand the landscaping industry and the seasonal nature of your work. Our policies are designed to protect your equipment year-round, whether it's peak growing season or winter storage.
From commercial mowers to heavy excavators, we understand the value and importance of your equipment. Our coverage reflects the true replacement costs of professional landscaping machinery.
Landscaping is a mobile business - your equipment needs to be covered wherever you work. Our policies protect your tools and machinery across all New Zealand worksites.
We understand that landscaping has busy and quiet periods. Our insurance adapts to your business cycle, with options for seasonal adjustments and storage coverage.
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