Mechanic Tool Insurance
Protect Your Workshop & Equipment
Comprehensive insurance coverage for automotive mechanics, diesel technicians, and mobile mechanics. Protect your diagnostic equipment, specialty tools, and workshop investments.
Protect Your Workshop & Equipment
Comprehensive insurance coverage for automotive mechanics, diesel technicians, and mobile mechanics. Protect your diagnostic equipment, specialty tools, and workshop investments.
As a professional mechanic in New Zealand, your tools and diagnostic equipment represent a substantial investment often exceeding $50,000. Whether you operate a workshop, provide mobile services, or work as an automotive technician, protecting your equipment is essential for business continuity.
The automotive industry employs over 15,000 mechanics across New Zealand, with tool theft affecting 1 in 3 workshops annually. Modern diagnostic equipment can cost $15,000+ per unit, making comprehensive insurance coverage crucial for protecting your livelihood.
Comprehensive Protection for Automotive Professionals
Cover expensive diagnostic scanners, oscilloscopes, and computer equipment
Protection for engine lifts, transmission jacks, and specialized automotive tools
Impact wrenches, grinders, welders, and air tools fully protected
Tools covered in your service vehicle while traveling to customers
Coverage for tools and equipment at your workshop or service center
Business interruption cover when tools are stolen or damaged
Choose the right coverage for your automotive business
All plans include:
Common questions about mechanic tool insurance in New Zealand
Our mechanic insurance covers diagnostic equipment, hand tools, power tools, specialty automotive tools, lifts, jacks, welders, compressors, and all equipment used in automotive repair. This includes both personal tools and workshop equipment.
Yes, expensive diagnostic equipment is fully covered including OEM scanners, oscilloscopes, multimeters, and computer diagnostic tools. Coverage includes theft, accidental damage, and liquid damage.
Absolutely. Tools are covered in your service vehicle, trailer, or temporary storage while providing mobile mechanic services. Coverage applies 24/7 across New Zealand.
Professional and Workshop tiers include coverage for engine lifts, vehicle hoists, transmission jacks, and heavy workshop equipment up to policy limits.
Workshop tier policies can include coverage for employee-owned tools used in your business. This helps attract and retain skilled technicians.
For high-value diagnostic equipment, original receipts or proof of purchase help expedite claims. We can also accept calibration certificates, service records, or insurance valuations.
Yes, pneumatic tools, air compressors, and related equipment are covered for theft, accidental damage, and mechanical breakdown (if selected).
While tool insurance covers your equipment, we can arrange separate building insurance for your workshop premises through our commercial insurance partners.
We understand the automotive industry and the unique risks mechanics face. Our policies are designed specifically for automotive professionals, with coverage that reflects real-world workshop operations.
From basic hand tools to expensive diagnostic equipment, we cover the full range of mechanic tools and equipment. Our policies understand the value and importance of specialized automotive tools.
Whether you work from a fixed workshop or provide mobile services, our insurance adapts to your business model. Tools are covered wherever you work across New Zealand.
We understand that downtime costs money in the automotive industry. Our fast-track claims service prioritizes getting you back to work quickly with replacement tools and equipment.
Get comprehensive tool insurance coverage in minutes. Compare quotes from New Zealand's leading insurers and find the perfect protection for your trade business.
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