Power Tool Insurance in New Zealand
Protect your cordless drills, saws, grinders, and electrical equipment with comprehensive power tool insurance. Coverage for theft, accidental damage, and breakdown from $25/month.
Protect your cordless drills, saws, grinders, and electrical equipment with comprehensive power tool insurance. Coverage for theft, accidental damage, and breakdown from $25/month.
Power tools are expensive, essential, and prime targets for theft
A professional power tool kit easily costs $5,000-$20,000. Premium brands like Milwaukee, DeWalt, and Makita aren't cheap.
Power tools are the #1 target for thieves. Easy to sell, hard to trace, and often stolen from vans overnight.
Drops, water damage, electrical faults - power tools take a beating on job sites every day.
Focus on your work knowing your tools are protected. Claims paid quickly so you're never without gear.
Comprehensive coverage for all major power tool brands and types
Milwaukee
DeWalt
Makita
Hikoki
Bosch
Metabo
Stihl
Festool
Hilti
Comprehensive protection for every scenario
Affordable protection based on your tool value
For apprentices and DIY professionals
For qualified tradies
For contractors with extensive equipment
Common questions about insuring your power tools
Power tool insurance covers cordless drills, impact drivers, circular saws, jigsaws, angle grinders, reciprocating saws, planers, routers, nail guns, and other powered equipment used for professional trade work. Battery packs and chargers are typically included as accessories.
Yes, most power tool insurance policies cover battery packs and chargers as part of the tool kit. High-value battery systems like Milwaukee M18, DeWalt FlexVolt, or Makita LXT are typically covered. Some policies have specific limits for batteries, so check your coverage details.
Cordless tools often represent higher value due to battery systems but aren't necessarily more expensive to insure. Insurance is based on total replacement value. A full cordless kit with multiple batteries may be worth $8,000+ compared to a corded equivalent at $3,000, so premiums reflect the higher sum insured.
Standard tool insurance covers accidental damage but not mechanical breakdown from normal wear and tear. However, some policies offer breakdown cover as an add-on. Manufacturer warranties typically cover defects, while insurance covers unexpected damage or theft.
No, tool insurance covers your entire kit under one policy with a total sum insured. You don't need to list every individual tool, though maintaining an inventory with photos and receipts helps with claims. Policies cover the aggregate value of all your professional power tools.
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