Tool Insurance for Tradies in New Zealand

Protect your livelihood with comprehensive tool insurance designed specifically for New Zealand tradies. Coverage for all trades from builders to electricians.

Get Tradie Insurance Quote

Why Every Tradie Needs Tool Insurance

Your tools are your livelihood - protect them with specialized tradie insurance

High Theft Risk

Tradies are prime targets for tool theft. Over $50 million worth of tools are stolen annually in NZ.

Expensive Replacement

Quality trade tools cost thousands. A full kit replacement can cost $10,000-$50,000+.

Lost Income

Without tools, you can't work. Insurance covers replacement and temporary hire costs.

Tool Insurance Coverage by Trade

Specialized coverage for different tradie professions

Tool Insurance Pricing for Tradies

Affordable protection that costs less than you think

Apprentice/New Tradie

$25-45/month
  • • Up to $8,000 coverage
  • • Basic hand & power tools
  • • Theft protection
  • • Standard claims service

Perfect for apprentices and new tradies

Most Popular

Qualified Tradie

$45-85/month
  • • Up to $25,000 coverage
  • • Comprehensive tool kit
  • • Vehicle theft protection
  • • 24/7 claims support
  • • Temporary replacement tools

Ideal for qualified tradies with full kits

Contractor/Business

$85-150/month
  • • Up to $60,000+ coverage
  • • Heavy machinery included
  • • Business interruption cover
  • • Public liability add-on
  • • Priority claims service

For contractors with extensive equipment

Get Your Tradie Tool Insurance Quote

Protect your livelihood with specialized tradie insurance

Get Your Tradie Insurance Quote

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