Van Tool Insurance in New Zealand
Specialized insurance for tools stored in your van, ute, or work vehicle. Protect against theft, break-ins, and damage while on the road or parked overnight.
Specialized insurance for tools stored in your van, ute, or work vehicle. Protect against theft, break-ins, and damage while on the road or parked overnight.
Work vehicles are prime targets for tool theft across New Zealand
Tradies' vans are broken into daily across NZ. Tool theft costs the industry millions annually.
Get back to work fast with rapid claims processing and temporary tool hire coverage.
Coverage follows your tools whether parked at home, job sites, or anywhere in NZ.
Lower premiums available for vans with deadlocks, alarms, and tracking systems.
Real situations where van tool insurance provides essential protection
Van parked at home overnight, thieves break rear doors and steal $15,000 worth of tools.
Claim outcome: Full replacement within 5 days, temporary tools provided immediately.
Van broken into during lunch break at construction site, power tools and equipment stolen.
Claim outcome: $8,500 claim paid, business continued with hire tools covered by policy.
Complete van theft including all tools and equipment inside. Van recovered but tools missing.
Claim outcome: Tool insurance covered missing equipment while vehicle insurance handled van damage.
Most insurers require basic security measures to validate claims
Most policies require deadlocks on rear and side doors as minimum security.
Van alarms can reduce premiums by 10-15% and may be required for high-value claims.
GPS tracking systems offer additional discounts and help with tool recovery.
Tools should be out of sight from windows, ideally in fitted van storage systems.
Protect your mobile workshop with affordable coverage
For tradies with basic tool kits
Ideal for established mobile tradies
For companies with multiple work vehicles
Protect your mobile tools with specialized van coverage