Compare the Best Tool Insurance Options in New Zealand
Protect your livelihood with comprehensive tool insurance. Compare quotes from top NZ providers and save up to 40% on your premiums.
Protect your livelihood with comprehensive tool insurance. Compare quotes from top NZ providers and save up to 40% on your premiums.
Tool insurance is specialized coverage that protects your professional tools and equipment against theft, damage, loss, and other risks. Whether you're a tradie, contractor, or business owner, tool insurance ensures you can continue working even when the unexpected happens.
Coverage for stolen tools from your vehicle, worksite, or storage facility.
Protection against accidental damage, fire, flood, and other perils.
Keep working with replacement tools while yours are being repaired or replaced.
Get quotes from New Zealand's most trusted insurance companies
Comprehensive tool cover with competitive premiums and excellent claims service.
Learn More →Specialist trade insurance with tools cover designed for contractors.
Learn More →Tool theft costs NZ tradies millions annually. Insurance covers replacement costs so you're not out of pocket.
Minimize downtime with fast claims and temporary replacement tools while yours are being sorted.
From hand tools to heavy machinery, get coverage that matches your specific trade requirements.
Starting from just $20/month, tool insurance is much cheaper than replacing stolen equipment.
Compare quotes from top NZ providers in minutes. No obligation, completely free.
Get answers to the most common tool insurance questions
Tool insurance protects your professional tools and equipment against theft, damage, and loss. It's essential coverage for tradies, contractors, and anyone who relies on tools for their livelihood.
Tool insurance typically costs between $20-$100 per month depending on the value of your tools, your occupation, and coverage level. Most policies range from $300-$1,200 annually.
Yes, tool insurance is worth it for anyone who relies on tools professionally. The cost of replacing stolen or damaged tools often far exceeds the annual premium, making it essential financial protection.
Most policies cover hand tools, power tools, equipment, and machinery used for business purposes. This includes items in your vehicle, at worksites, and in storage. Check with your insurer for specific inclusions.