Protect your growing tool kit without breaking the bank. Affordable coverage designed specifically for apprentices and trainees from just $20/month.
Trusted by 1,000s of NZ apprentices across all trades
Your tools are your future - protect them from day one
We get it - apprentice wages aren't huge. That's why coverage starts at just $20/month, less than a week of coffees.
Apprentice vans and utes are targeted because thieves know you've got tools. Don't lose months of savings overnight.
Your tool kit grows as you progress. Insurance grows with you - add new tools easily as you buy them.
No tools = no work = no pay = can't finish your apprenticeship. Insurance keeps you on the job.
Add it up - your kit is probably worth more than you think
Whatever trade you're learning, we've got you covered
Affordable coverage that grows with your career
Perfect for 1st-2nd year apprentices
Ideal for 2nd-3rd year apprentices
For senior apprentices & new tradies
Yes, apprentices should get tool insurance. As you build your tool kit, the value adds up quickly. Even a basic apprentice kit can be worth $3,000-$8,000, and theft from vehicles is common. Insurance from $20/month protects your investment while you're training.
Yes, you can get tool insurance from day one of your apprenticeship. In fact, it's smart to insure your tools early. Most insurers don't require you to be fully qualified - they insure the tools, not your qualifications.
If you're using your employer's tools, they should be covered under their business insurance. However, most apprentices own at least some personal tools. Insure whatever you personally own - don't rely on your boss's insurance for your own gear.
Most tool insurance policies cover your tools wherever they're used for work or training purposes, including at polytechs and training centres. Check your policy for specific location coverage, but generally you're covered both at work and during training.
Some polytechs and training providers offer group insurance schemes which can be good value. Compare their offering with individual policies. Sometimes group schemes have limitations on coverage or higher excesses. We can help you compare options.
Excess (the amount you pay towards a claim) is typically $250-$500 for apprentice policies. Some insurers offer lower excess options for slightly higher premiums. Choose an excess you could afford to pay if you needed to make a claim.
Save receipts for every tool you buy. Take photos too. This makes claims much easier if something happens.
When you buy significant new tools, update your insurer. Don't get caught underinsured when you need to claim.
Lock your vehicle, don't leave tools visible, use proper tool storage. This keeps premiums low and makes claims valid.
Engrave or mark your tools with your name or a unique ID. This helps with identification if stolen and recovered.
Don't wait until something goes wrong. Get affordable coverage from $20/month.
Get My Apprentice QuoteAffordable protection designed for apprentices and trainees